DEBT COUNSELLING V DEBT ENFORCEMENT: SOME PROCEDURAL QUESTIONS ANSWERED BMW Financial Services (SA) (Pty) Ltd v Donkin 2009 6 SA 63 (KZD). Obiter [Internet]. 2021 Sep. 15 [cited 2024 Nov. 5];31(3). Available from: https://obiter.mandela.ac.za/article/view/12341