ENFORCEMENT OF A CREDIT AGREEMENT WHERE THE CONSUMER HAS APPLIED FOR DEBT REVIEW IN TERMS OF THE NATIONAL CREDIT ACT 34 OF 2005 First Rand Bank v Smith (unreported case number 24208/08 (WLD)). Obiter [Internet]. 2021 Sep. 23 [cited 2024 Nov. 22];30(2). Available from: https://obiter.mandela.ac.za/article/view/12443