Corlia van Heerden and Hermie Coetzee 2021. DEBT COUNSELLING V DEBT ENFORCEMENT: SOME PROCEDURAL QUESTIONS ANSWERED BMW Financial Services (SA) (Pty) Ltd v Donkin 2009 6 SA 63 (KZD). Obiter. 31, 3 (Sep. 2021). DOI:https://doi.org/10.17159/obiter.v31i3.12341.