2021. SECTION 86(10) OF THE NATIONAL CREDIT ACT 34 OF 2005 Firstrand Bank v Raheman (5345/2010) [2012] ZAKZDHC 3 (10 February 2012). Obiter. 33, 3 (Aug. 2021). DOI:https://doi.org/10.17159/obiter.v33i3.12142.